Finding the right investment is often not easy. This is especially true in times of low interest rates and in sideways trend for stock markets. A look at alternatives can therefore be worthwhile.
An Express Plus certificate from UniCredit onemarkets usually refers to a share or a share index. During the term, early redemption with positive income is possible on regular key dates (express). This is the case if the price of the underlying on the respective observation date closes at least on a price set at the start of the term (early redemption level).
If there is no early redemption, at the end of the term the integrated barrier partially protects against falls in the price of the underlying and ensures the repayment of the nominal amount. The barrier level is determined at the beginning of the term.
Express Plus Certificates are aimed at investors who assume that the price of the underlying will rise slightly during the term and will not fall below the barrier at the end of the term.
You can find our range of Express Plus Certificates here:
If there is no early redemption of the nominal amount, there are two scenarios at the end of the term.
In the event of bankruptcy, i.e. over-indebtedness or insolvency of the issuer, there may be losses up to total loss of the invested capital.
The following graphic shows an example of the redemption profile of a HVB Express Plus Certificate.
This website is owned and operated by UniCredit Bank GmbH.
To access the product information and services provided on our website please read and accept the following disclaimer and the terms of use:
This website is addressed to residents of Slovakia only. In other jurisdictions the furnishing of any such information may be restricted by law. The information on this site is not intended for persons or entities resident, located or registered in jurisdictions that restrict the distribution of such material. Consequently, the information on this site does not constitute, and may not be used for the purposes of an offer or invitation to acquire or sell any securities to any person in any jurisdiction:
In particular, the information on this website is not intended to and does not constitute an offer or invitation to acquire or sell securities to persons in the United Kingdom. Accordingly, any offer from any such person will not be accepted.
The securities referred to on this website have not been and will not be registered under the United States Securities Act of 1933, as amended, and may not be offered or sold within the United States except pursuant to any exemption from, or within the framework of a transaction not subject to, the registration requirements of the Securities Act.
Therefore, the securities listed in the following information may not be sold to U.S. nationals or otherwise be transferred to the United States unless the relevant transaction is not subject to registration requirements under U.S. law.
Anyone accessing this site from a jurisdiction in which any such restrictions apply should inform themselves about, and observe, such restrictions.
UniCredit Bank GmbH shall not be liable for any information contained in or activities conducted through the websites of any other companies which are hyperlinked to the website of UniCredit Bank GmbH.
This publication does not constitute investment advice, binding information, or an offer to enter into an advisory or information agreement. The information is provided solely for use on your own responsibility and is no substitute for advice or information tailored to the personal circumstances and knowledge of an investor.
All the products presented on this site are complex financial instruments and difficult to understand. They are aimed at investors with the specific experience and knowledge to buy and trade these financial instruments.
By acquiring financial instruments, investors take a credit risk on the Issuer and, where applicable, on its guarantor.
For complete information on the function, structure and risks and opportunities of the security, potential investors should read the Prospectus, which contains the Base Prospectus, Supplements and Final Terms, carefully before making any investment decision.
The Base Prospectus and the Supplements have been approved by the Federal Financial Supervisory Authority (BaFin).The approval of the prospectus is not to be understood as an endorsement of these securities of UniCredit Bank GmbH. Only the Base Prospectus including any supplements and Final Terms shall prevail. These documents may be obtained from UniCredit Bank GmbH, Department MCC, Arabellastr. 12, 81925 Munich, Germany or may be downloaded here.
Potential investors should base any investment decision they make solely on the basis of information contained in the Prospectus (as referred below) and should read the information contained therein carefully, in particular the description of risk factors associated with any in order to fully understand the potential risks and rewards associated with the decision to invest in the securities.